"People cannot do any work that will make them right with God." Romans 4:5
"If Christ had not covered us with his grace, each of us would be overdrawn on [our heavenly bank] account.
When it comes to goodness we would have insufficient funds. Inadequate holiness.
God requires a certain balance of virtue in our account, and it's more than any of us has alone.
Our holiness account shows insufficient funds, and only the holy will see the Lord; what can we do?
We could try making a few deposits. Maybe if I wave at my neighbor or compliment my husband or go to church next Sunday, I'll get caught up. But how do you know when you've made enough? . . .
If you are trying to justify your own statement, forget ever having peace . . . You are trying to justify an account you can't justify . . . "It is God who justifies" (Romans 8:33)
~Max Lucado, from his book, The Great House Of God.